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Many stores, including 7-Eleven, Circle K, Albertsons, Giant Eagle, CVS, Walgreens, Target, and Walmart, will give you cash back over your purchase when you pay with a debit card or check. Asking for cash back allows you to avoid ATM fees and save yourself an extra trip to the ATM or bank. Usually, it’s free to get cash back, and there’s often no minimum purchase amount. However, it is unlikely that you will be able to get cash back on most credit card transactions.

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Below, we list the convenience stores, grocery stores, office supply stores, pharmacies, and superstores that give cash back on checking, debit, and credit transactions. Requesting cash back when making a purchase with your debit card is fairly straightforward, both at the register and at a self-checkout station. You can charge your card for both the purchase amount and cash-back amount in the same transaction.

Follow these steps to get cash back with your debit card: The steps for getting cash back with a credit card are the same as with a debit card, but few stores will allow you to get cash back on a credit card transaction. Additionally, most credit card issuers, themselves, don’t allow you to use the card to get cash back. Typically, if you use a credit card to get cash back (at a store that allows it), the credit card company will consider it a cash advance.

Cash advances are subject to high fees, and interest starts accruing on them immediately, rather than at the end of your billing period it does for regular purchases. For this reason, getting cash back with a credit card can be more expensive than just going to the ATM and paying the small fee. Discover is the most well-known credit card issuer that allows cash back with its “cash over” program. With this program, you can get fee-free cash back on purchases at participating stores the same way you would with a typical debit card. For more information on Discover’s cash-back program, see our research on getting cash back from a credit card.

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If you need to get cash back using your credit card and your issuer doesn’t allow you to get cash back at the register, see our list of six ways to get cash with a credit card. To get cash back when paying with a check, you will need to request it from the cashier directly. If you are able to get cash back in the amount you want, you should make the check out for the total price of your purchase plus the amount of the cash back.

For example, if your groceries cost $40, and you want $20 cash back, write your check for $60. Note that many stores have a lower limit for cash back from a check than from a debit card transaction, if they accept checks at all.   This is due to the increased risk of fraud with check transactions.  

If you are specifically looking for places where you can get cash back from your personal check purchase, we list the stores that offer cash back on checks. It is usually free to get cash back, but you should keep an eye out for the following expenses or fees: Note: Sometimes, you won’t be able to complete a large cash-back transaction at the register; you may have to go to the designated customer service desk, instead.

See the table below for a comparison of cash-back limits and conditions, then click any store or scroll for more details. Below, we list the stores that offer cash back — mainly convenience stores, grocery stores, and superstores. Specialty retailers that sell products like clothing and home furnishings rarely offer cash back.

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We confirmed the details of each store’s cash-back policy by contacting several store locations and/or researching the stores’ policies as posted on their websites, and we’ve ordered the list starting with the best overall options for each category. Note: As mentioned above, if you are using a Discover credit card, you can get cash back even at some stores where the usual cash-back policy is debit-only through the Discover Cash Over program. See more in our article on Costco’s cash-back policy. Our previous research has the list of gas stations that offer cash back. If you’re at a store and you need more cash back than the store allows, you can usually make multiple transactions, and get cash back each time. Be aware that you can hit your credit card’s monthly limit or your debit card’s daily transaction limit when doing this. If you need a relatively large amount of cash, instead of going through the checkout several times, see our list of stores near you that give the most cash back.

Most grocery stores, pharmacies, and convenience stores offer cash back during checkout. However, most clothing, home goods, and home furnishings stores don’t.